Bank of India Recruitment 2026 - Highlights
- Organization Name : Bank of India
- Post Name : Credit Officers (GBO Stream)
- Job Type : Banking Sector
- Recruitment Type : Direct
- Advt No : 2026-27/01
- Vacancies : 779
- Job Location : Across India
- Salary : Rs.64,820 - Rs.1,20,940 (Per Month)
- Mode of Application : Online
- Application Start : 30.06.2026
- Last Date : 20.07.2026
Job Details Descriptions
Important Dates : Bank of India Recruitment 2026
- Starting Date to Apply : 30 June 2026
- Last Date to Apply : 20 July 2026
- Relevant Date for Age & Qualification : 01 June 2026
- Online Examination Date : Will be advised separately
Vacancy Details : Bank of India Recruitment 2026
|
Post
/ Scale |
SC |
ST |
OBC |
EWS |
GEN |
Total |
|
MMGS-II |
102 |
52 |
180 |
69 |
274 |
677 |
|
MMGS-III |
10 |
5 |
16 |
8 |
22 |
61 |
|
SMGS-IV |
6 |
2 |
9 |
3 |
21 |
41 |
|
Total |
118 |
59 |
205 |
80 |
317 |
779 |
Salary Details : Bank of India Recruitment 2026
The basic pay scales along with standard allowances and perquisites are as follows:
- MMGS-II : Rs.64,820 - 2340 (1) - 67160 - 2680 (10) - Rs.93,960
- MMGS-III : Rs.85,920 - 2680 (5) - 99320 - 2980 (2) - Rs.1,05,280
- SMGS-IV : Rs.1,02,300 - 2980 (4) - 114220 - 3360 (2) - Rs.1,20,940
- MMGS-II : 25 years 32 years
- MMGS-III : 28 years 38 years
- SMGS-IV : 32 years 45 years
- SC/ST : 05 years
- OBC (Non-Creamy Layer) : 03 years
- Persons with Benchmark Disabilities (PwBD) : 10 years
- Ex-Servicemen / Commissioned Officers (min. 5 years service) : 05 years
- Persons affected by 1984 riots : 05 years
Qualification : Bank of India Recruitment 2026
1. Credit Officer – MMGS-II
- Educational Qualification: A Degree (Graduation) in any discipline with a minimum of 60% marks in aggregate from a University recognized by the Govt. of India or its regulatory bodies.
AND any one of the following professional qualifications:
- MBA / PGDBM / PGDM / PGBM / PGDBA with specialization in Finance / Banking and Finance (from an institute recognized / approved by AICTE / UGC).
- Chartered Accountant (CA)
- Cost and Management Accountant (CMA / ICWA)
- Company Secretary (CS)
2. Credit Officer – MMGS-III
- Educational Qualification: A Degree (Graduation) in any discipline with a minimum of 60% marks in aggregate from a University recognized by the Govt. of India or its regulatory bodies.
AND any one of the following professional qualifications:
- MBA / PGDBM / PGDM / PGBM / PGDBA with specialization in Finance / Banking and Finance (from an institute recognized / approved by AICTE / UGC).
- Chartered Accountant (CA)
- Cost and Management Accountant (CMA / ICWA)
- Company Secretary (CS)
3. Credit Officer – SMGS-IV
- Educational Qualification: A Degree (Graduation) in any discipline with a minimum of 60% marks in aggregate from a University recognized by the Govt. of India or its regulatory bodies.
- MBA / PGDBM / PGDM / PGBM / PGDBA with specialization in Finance / Banking and Finance (from an institute recognized / approved by AICTE / UGC).
- Chartered Accountant (CA)
- Cost and Management Accountant (CMA / ICWA)
Application Fee : Bank of India Recruitment 2026
- SC/ST/PWD: Rs.175/- (Intimation charges only)
- General & Others: Rs.850/- (Application fee + Intimation charges)
Pay the Examination Fee through Debit Card, Credit Card, Net Banking.
Selection Process : Bank of India Recruitment 2026
Selection Process : Bank of India Recruitment 2026
Selection will be made through an Online Test and/or a Personal Interview, depending upon the number of applicants.
Online Examination Structure:
- English Language: 25 Questions / 25 Max Marks (Qualifying only, marks not added to final merit)
- Professional Knowledge relevant to the post: 100 Questions / 100 Max Marks
- Total: 125 Questions / 125 Marks within a Composite Time of 120 Minutes.
- Penalty for Wrong Answers: 1/4 (0.25) of the marks assigned to that question will be deducted.
- Minimum Qualifying Marks: 35% for General/EWS candidates (with a 5% relaxation for SC/ST/OBC/PWD, i.e., 30%).
If both Online Test and Interview are conducted, the weightage ratio will be 70:30.
- Ahmedabad/ Gandhinagar, Bengaluru, Hubballi (Hubli)/ Dharwad, Bhopal, Indore, Ujjain, Bhubaneswar, Mohali, Chennai, Coimbature, Dehradun, Delhi/ Delhi NCR, Guwahati, Hyderabad, Vijayawada/ Guntur, Vishakhapatnam, Jaipur, Jammu, Kolkata, Lucknow, Agra, Kanpur, Mumbai/ Thane/ Navi Mumbai/ MMR, Panaji, Patna, Raipur, Ranchi, Shimla, Bilaspur and Thiruvananthapuram, Ernakulum
How to Apply : Bank of India Recruitment 2026
If you are interested and found yourself eligible for Credit Officers (GBO Stream), click on the apply online link given below. Then, find the appropriate option and fill up the form. You can apply online from 30 Jun 2026 to 20 Jul 2026.
Follow the steps given below to Apply Online
- Open the official website www.bankofindia.co.in
- Find the Credit Officers (GBO Stream) Job Notification in the “Recruitment / Career / Advertising Menu” and click on it.
- Download the official notification from the link provided at the end.
- Read the Full Notification. carefully and check your eligibility criteria.
- Visit the Online Official Online Application / Registration link below.
- Fill in the required details correctly without any mistakes.
- Upload all required documents in the format and size mentioned in the notification.
- Finally, after verifying that the registered details are correct, then submit.
- Next, if Bank of India requires an application fee, make the payment as per the notification mode. Otherwise, go to the next step.
- Take a printout of it and keep it safe
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Frequently Asked Questions (FAQs)
Q1: What is the total number of vacancies announced in the Bank of India Recruitment 2026?
- There are a total of 779 vacancies for Credit Officers in the GBO stream, which includes 475 backlog vacancies from the previous year.
- Online applications commence on June 30, 2026, and the last date to submit the application is July 20, 2026.
- The relevant date for calculating age and qualification eligibility is June 1, 2026.
- Yes, there is a penalty for wrong answers. One-fourth (0.25) of the marks assigned to a question will be deducted for each incorrect response.
- No, the English Language section is strictly of a qualifying nature. Marks obtained in this section will not be added when preparing the merit list.
- General and EWS category candidates must secure at least 35% marks in each test, while candidates belonging to SC/ST/OBC/PWD categories receive a 5% relaxation (requiring 30%).
- No, candidates can apply for only one post. If multiple applications are submitted, only the latest completed application will be retained, and fees for others will be forfeited.
- If both the online examination and interview are conducted, the final combined merit score will be calculated using a weightage ratio of 70:30 respectively.
- SC, ST, and PWD candidates are required to pay Rs. 175 (intimation charges only), while General and all other candidates must pay Rs. 850.
- No, applications are only accepted via the online portal. Candidates must print out the system-generated form and retain it along with original documents for submission at the time of the interview.
About the Author
Maqsood is the founder and editor of Easy Job Alerts. He regularly publishes updates on Government Jobs, PSC Notifications, Results, Admit Cards, Scholarships, Entrance Exams, and Career Opportunities to help job seekers stay informed.